How to gracefully cope with unemployment has an account you need to be clear-yo te amo

How to gracefully deal with unemployment accounts, you need to figure out how to gracefully deal with unemployment, is one of the topics that I’ve always been interested in. Hong Kong, who can guarantee that he will never lose his job? When I first graduated, NOKIA seemed to be an immortal, ever great enterprise, and my trendy friends talked about the latest and hottest N97 every day. But when they got the N97, the world was occupied by iPhone, and in less than a few years, NOKIA laid off a large number of people and quickly disappeared from my life. When I was in college, we must go to the post office to send and pick up the parcel, but is expensive. Now express the roost, post office staff days is still moist? I once thought that the bank would always be stable, but now the bank began to pay a cut, "downsizing", my downstairs Minsheng Bank, open an account card and so on, already with the help of machines. Very few staff members. More than traditional industries, IT companies are desperately downsizing a quote for the winter, the media said, "layoffs like a terrible plague spread from xi’erqi all the way to Wangjing". We have a characteristic of this age, the rapid change is difficult to adapt, most people in the world rely on work to earn a living, but also at any time with the danger of unemployment. In this regard, it is recommended to see a popular question and answer "work more efficient machine, grab what experience", will have a deeper experience. One, so, perhaps everyone should ask themselves, when unemployment suddenly find the door, how to do? One of my main interests is how to get unemployment insurance, so it’s looking for the raw data. A sigh, "it from the government to pull out the wool", really is not an easy thing. Unemployment insurance needs to meet three conditions: 1, must be involuntary unemployment, active resignation does not forget. At least, ask the company to give you a cover up. 2, before unemployment, at least one year of unemployment insurance, included in the social security; 3, finally, unemployment within 60 days, it is necessary to carry out the unemployment registration, while bidding for unemployment insurance procedures. The materials that may be required include two photographs, academic certificates, ID cards, leave papers, temporary residence permits, etc.. More specific, to seek universal neighborhood committees, or community service center consultation. So, how long will the unemployment insurance last? Unemployment insurance payment is less than one year, sorry, one point is not. Pay 1-4 years, every 1 years, can lead 1 months of unemployment money; pay more than 4 years, more than 4 years of the part, every six months, you can get more than 1 months. The unemployment insurance period is 24 months for each unemployed person. This is to ensure that you can get to go to work, rather than on welfare. After all, today’s former finance minister said, "we should help the poor, not the lazy.". And the last question, how much is unemployment insurance? Is the more social security paid, the more you get? Unfortunately, no, the standard for unemployment is 80% of your local minimum wage. I checked, in 2016 the minimum wage in Beijing is 1890 yuan per month, 80% of it is 1512 yuan, just enough to live. And I’ve been paying social security in Beijing for 7 years, and I’ll be 4+3*2=10 months.

如何优雅地应对失业 有笔账你需要算清楚如何优雅的应对失业,是我一直都感兴趣的一个话题。港真,有谁敢保证自己永不失业?我刚毕业时,诺基亚还仿佛是个永远不朽,永远伟大的企业,我的时髦朋友们天天讨论最新最潮的N97。但等他们把N97弄到手,世界已经被iPhone占领了,没几年,诺基亚大批裁员,迅速从我生活中消失。我刚上大学的时候,必须去邮局寄和取包裹,既贵且慢。如今快递称雄,邮局员工的日子是否还滋润?以前也曾以为,在银行会永远安稳,但现在银行也开始降薪、「瘦身」了,我楼下的民生银行,开户办卡之类,早已借助机器。工作人员寥寥无几。不止传统行业,IT公司也在拼命减员过冬,引用一句媒体的话,「裁员潮就像一场可怕的黑死病,从西二旗一路蔓延到了望京」。我们这个时代有个特征,变化之快令人难以适应,世界上的大多数人靠工作谋生,也随时与失业的危险相伴。关于这一点,推荐看看知乎一个热门问答「工作被效率更高的机器抢了是什么体验」,一定会有更深的体验。一、所以,也许每个人都应该问问自己,当失业突然找上门,怎么办?我最感兴趣的一个部分是,如何领失业保险,为此专门查了原始资料。感叹一句,从政府那儿「薅羊毛」,还真不是件容易的事情。领失业保险需要满足三个条件:1、必须是非自愿性的失业,主动辞职就不算了。至少,要请公司在离职证明上帮你打个掩护。2、在失业之前,至少已经交了一年的失业保险,包含在社保里;3、最后,失业60天内,就要去进行失业登记,同时申办失业保险领取手续。可能需要的材料包括,两张照片、学历证明、身份证、离职证明、暂住证什么的。更具体一些的,找万能的居委会、或者社区服务中心咨询。那么,失业保险能领多长时间呢?失业保险缴费不足一年,不好意思,一分没有。缴了1-4年,每满1年,可以领1个月的失业金;缴了4年以上,超过4年的部分,每增加半年,可以多领1个月的。每次失业,领失业保险金的期限最长24个月。这是为了保证你能尽快滚去工作,而不是靠救济金度日。毕竟,今天刚刚卸任的前财政部长说过,「我们应该帮助穷人,而不是帮助懒人」。最后一个问题,失业保险金到底是多少呢?是不是交的社保越多,领的越多?很遗憾并不是,失业金的标准是,你公司当地最低工资标准的80%。我查了一下,2016年北京最低工资标准是每个月1890元,它的80%等于1512元,刚刚够活。而我在北京交社保满7年了,能领到4+3*2=10个月的失业金,共15120元。这真不是个大数目…但说不定,关键时刻可以救我一命呢。二、但话说回来,如果你早关注了我,也许会庆幸,永远用不到失业保险。我们,可以更优雅、从容的应对失业的。在工作中,时刻保持危机意识、时刻保持学习能力、主动求变,这些我就不多说了,只说说,平时如何对自己的财务状况,做好风控。包括但不限于——不管收入多么微薄,至少要储蓄半年的应急资金。失业的时候,保持一个健康的作息、三餐和消费,是很有必要的,这能让你保持良好的心态,来应对巨变。而这都要靠一定量的现金流来保证,兜里有钱,心里才有底。如果没做好应急措施,失业持续得太久,你会越来越感觉,全世界都只剩下满满的恶意,而自己一无是处,连多吃个馒头都有罪。这种对自信心的打击,是要花很多时间恢复的。少些消费型的负债,多些资产性的负债;一个失业后,什么都没有,只有一堆账单要付的人,和一个失业后还有房租收入、有股票分红、有副业的人,哪一个会更从容、镇定呢?一句话,未雨绸缪,不断增加自己的被动收入,尽可能的覆盖掉日常开支。不要裸辞别高估自己的重要性,也别低估这个世界的残酷。如果你在工作中找不到出路,裸辞就能?社保要保持失业后,如果你还想继续留在现在的城市,就请不要中断社保,自己交一份吧。不需要多少钱,但用处很大,尤其是在各种社会福利资源稀缺的地方,比如北京。最后港句心里话…没人想失业,但失业来了,也不必惧怕。它只不过是我们漫长人生中,一个短暂的中场休息而已。叫个暂停,未尝不是一个新的开始。你生活中能有那么一段时间放空自己,静静的思考一下人生…其实也蛮好的吖。洗个热水澡,滑进被窝,先美美的睡上一觉吧。相关的主题文章: